top of page

Hard Money
Made Easy

credit, income or other Issues? not for us!

G & R Financial Services

Trying to find a real estate loan, but have issues with credit, income or other requirements? Don't worry, you're not alone. At No Fico Home Loans, we don't judge you based on a piece of paper. We care about you as a person and want to help you achieve your financial goals. Our loan programs are based on the equity in the property first!

We have hundreds of private investor groups & individuals who are eager to make loans. We need very little paperwork and, in some cases, may not even need an appraisal.  We know that life can be tough, and sometimes we just need a little help. Yes, it is a little more expensive than conventional loans, but it is reasonable, and when you need money now, cost is secondary. We have plenty of money and can fund fast anywhere in California!  (Many other states as well!)

Private Money Financing

Are you looking for a simpler solution to your local bank? Private money financing may be what you have been searching for. This special type of financing is meant to alleviate the stress of searching for a real estate loan in situations where "conventional" loans just won't work.  We can almost custom tailor a loan for you. For more information, contact us and see how easy it is!

Project Financing

Our clients are a special breed - they do whatever it takes to get the job done.  But sometimes life throws us curves which results in credit issues, income documentation problems, .non-conforming properties, etc.  At
G & R Financial Services, we work closely with each client in order to find the best option that fits their needs. Yes, our loans are more expensive than conventional sources, but when those sources say "NO", we say "YES"!

Fast, Easy Loans on Any Real Estate

We make the whole process simple - give us an address, how much you owe, and how much need to net, and we'll take it from there! Our paperwork is simple and and we can give you an approval and close in as little as 10 days.

What Clients Say


“I wanted to take advantage of the real estate boom and wanted to buy & flip properties. G & R Financial Services excelled on every level, making the entire  process easy to understand and helped us every step of the way.”

Quinn Davis

“When my folks died and made me administrator of their estate, we were left with the family home,  but no cash to payoff the medical bills and other debts left behind. We thought we would have to sell, but G&R Financial was able to get us the money we needed when nobody else would.  They saved our family home and we were able to payoff all the estates debts!"

Sandy Williams

“My wife and I really wanted to buy our first home, but due to some past credit issues nobody would lend to us.   Greg at G&R  listened to our story and worked out a situation that let us get into a great home."

Casey Johnson

Contact Us

Want more information? Send us a quick note with a property address, what you owe, and what you need, and we can give you a fast quote with no obligation. Like what you hear?  We'll get you started on the paperwork and get you your money - FAST!


Thanks for submitting!

bottom of page