Fast, Friendly Hard Money Loans in California

At The Underground Vault, we specialize in private, fast hard money loans for real estate in California other states. Whether you're facing a credit challenge, income verification issues, or a time crunch, we’re here to get answers quickly — usually within 24 hours.

✅ Over 30 Years of Experience
✅ Same-Day Approvals
✅ Residential, Commercial, Land & Investment Properties
✅ Friendly, Honest People Who Actually Care
✅ We Work With Bad Credit, Low Income, or No Income
✅ No Hidden Fees — Ever

✅ Loan Amounts from $750,000 to $70 Million

Frequently Asked Questions

Q: What is a hard money loan?
A hard money loan is a short-term real estate loan based on the value of the property, not your credit score. It’s fast, flexible, and ideal when traditional banks say no.

Q: How fast can I get funding?
In most cases, we can approve your loan the same day and fund within 24 to 48 hours.

Q: Do you work with bad credit or no income?
Yes. We specialize in funding borrowers with credit issues, unverifiable income, or unique situations.

Q: What types of property do you lend on?
We lend on commercial, industrial, SFR, land, multifamily, and investment properties.

CONTACT FORM

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